What do you always do when you have something to buy in mind?

Let's set my line of work as an example. I really desire for a camera that is suitable for vlogging and filming a sit-down video. First I look into possibilities and I read ton's and ton's  of reviews.  Months and months of research. I think it over and over again. As what I mentioned on my previous blog about Essential List For Money Management I always make a list of wants and needs. And this is under needs category, why because. I need it to shot for clients makeup, for vlogging and making short tutorials about makeup. Some may say buying a new camera is just for hobbies, luxuries, but not me. I need it for work.

Before I bought my camera, I always think of the benefits of what I can get and is it in the price range that I can afford.
So I already chose what to buy and I forgot to mention I always mention my plan to the Lord in prayer. And next will be the provisions since my family comes first. I always set aside for this if I have makeup gig earnings. Slowly, by not hurting the budget of the family.  Setting back is always playing safe when it comes to deciding for the finances of the family. Think out of the boxes and keep track of records. As a mom, we need to think how we respond to the situation rather than react. The response is more on the solutions while react is more on emotions. 

Again, save first before spending. A leading industry can help you manage your finances will be a great help as well.This tip is super simple but sometimes we need to remember the basics before we can start solving the difficult ones.

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How I was able to cope up, from nothingness to where I am right now? I'm not rich as of the moment, but striving hard to be able to be free of financial stress and so far this is what works and still in progress. Here are some tips that can help you in a little way or even can change your life.

and even, I also teach my children to do so.

I always list down what are the family's needs vs. wants. Of course, we need to prioritize our needs and slowly fulfill our heart's desire explaining to our kids as well is very helpful in the long run because they will be able to discern on their own especially when you're away or they are in school. They can save on their own and make without you telling them over and over again.

Aside from tithes, we also have these other categories which will help me monitor our finances, I also keep track on listing them on soft copies.

Having this on track will really help you to monitor your expenses, but the next thing I'll be sharing is more of our additional plans.

We are starting to save for a mutual fund. Setting aside for the future is really a good important thing to do while our kids are still young. I don't want them to be like us who started from a scratch, there's nothing wrong with that, but It is better to be well prepared because these days are different from ours. Consumable prices are soaring high before we can just have to buy a meal for 39 pesos, but right now, especially in restaurants or fast food chains. You can't buy a whole meal with that and that's how money inflation is.

as time goes by, as you can see how many can we buy on P500 these days, how much more this coming 2020. 

I'm not scaring anyone but it's happening everywhere. The only thing we can do is to again prepare for our son's and daughters future and building slowly their moral, spiritual and financial stability.

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Improper money management can be a lead to disastrous life, why I said that? Because I experience it first hand.I guess a lot of people will agree with what I just said. Being ignorant on how you manage your money will lead you into a big trouble, shortage, no provisions for the upcoming special events in our lives, no funds for the future. Well in this generation savings is really a must, but I just realized it now. Since I'm a mom of 2  kids already, it made me think a lot of times, what did I do with my past life, that I'm not even prepared for what I'm facing right now. Everyday survival is a common thing in our family. Looking back at the abundance of my life before, It's just a waste of time not to save a little for my future, instead, I used it for luxuries to things that are not used nowadays, gadgets fade. Gold pieces of jewelry gone. Well, to be honest, I did a lot of fair share on wasting my money. Going out like there's no tomorrow, spending time with fake friends. They just vanished when my money is gone like bubbles that fade away. I felt I don't even have wisdom before and I really regret not having any knowledge at all during those times when I had a lot of money. If someone could just share to me those times how to handle them. I could have a lot of investments now. Or the money that I have tripled a lot. At a young age. I was able to buy my own house and lot. Sending my brothers to school but it changes when I got sick. I spent a lot of money and I don't even have any savings at all. Times got rough and I had a lot of debts. The friends that I went out with can't be found anymore. As I wanted to rebound, it's hard for me to start with, to make a long story short, I got married and found a community wherein we serve humbly and learned to be patient and I started a new life then. I'm starting to pick up my life together with my family. But still were lacking something. I've got the maturity to understand the situation or decern things, but financially I'm still struggling. After working in a corporate world for almost 7 years still, I don't have enough savings for my family. I and my husband decided that I need to stop working because our kids are still small and they need my attention. So I stop, I got bored a lot of times and that's why my youtube channel started, it inspires me to share whats in my mind, thinking that it will help other people as well. It's such an opportunity that I was able to attend some events here in our place because of what I love doing which is Vlogging/ Blogging. One day I was invited on one of a financial awareness event which is the #livebrighter by Sunlife


I learned that Sunlife is one of the pioneers in this field they've been in the industry for 120 years.


 To know more about Sunlife and their activities, forums and more financial literacy visit them at sunlife.com.ph

Thank you so much for dropping by, once again thank you and Godbless.

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After a clean cut, my husband had a hair and scalp treatment

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Hello my loves how are you? Halloween is approaching, are you into cosplay? or Halloween parties? Trick or treat? Today I'll be sharing to you different Halloween makeup inspiration but not the scary side though, I wanted it to be more on the fantasy side. I know you're wondering why? but it's me. I don't want scary stuff. Halloween is actually a celebration for the souls who departed already in our world. I don't want to imagine them scary at all.

This is my first ever collaboration from different beauty creators in the Philippines. I decided to join because it's more on Animal Makeup inspiration for Halloween, so this is my entry.

This second makeup transformation is more on a cosplay type, but its good for halloween makeup as well. It's more on Princess Mononoke Inspired a Wolf princess who protected the forest.

This next makeup transformation is a butterfly Inspiration and It reminded me of fairies in the jungle.

Another Makeup inspiration that you can do for Halloween to stand out even if you're not scary at all is the Lina Makeup tutorial, She has the ability to control fire. This character is found in Dota 2.

These are some of my makeup tutorials that might interest you as well. I've made a compilation for each intro to give you an overall view.

You can chaeck all my makeup tutorials in this link

https://www.youtube.com/watch?v=aUh3r4CPpSc&list=PLZZMNK8mN5AWuQbElOmsdDjajZKkhp2zx

I, really miss making beauty videos, and from now on, I will try to make one beauty videos a week. So stay tuned. Don't forget to subscribe, like and share, be a part of our growing youtube family. Thank you so much for dropping by and Godbless.

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Hello my loves, how are you doing? I hope all is well. Today I will be sharing another Hey Sugar Experience to you and I will be sharing 5 reasons why you should visit this remarkable place to pamper yourself.

Recently I was able to avail their Perming, leg waxing, and Brow Threading, as what I have mentioned on my earlier post, check it here, that It Leg Waxing and Brow threading was painless. So I decided to take the service again since hairs on my legs are a little bit annoying already. What's good about Hey Sugar is that they are using organic products, which is good to our health. Remember that the skin is the body’s biggest organ. 

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Hello my loves how are you? Today let's talk about health issues, well this is not really about a disease but it's a common problem in our household, this maybe shameful but indeed everybody had an issue with this including me. May I start with this phrase" Kuto Free Ka Ba?"

Lice are well known here in the Philippines as KUTO. I was very shocked upon hearing it from experts that Lice basically can survive for 3 days even if they're not in the human head, they can survive during that expansion of time. So there's a greater tendency that It will be spread everywhere. About one-third of elementary public school students in the Philippines suffer from head lice-related problems. Head lice infestation or pediculosis can cause severe itchiness and infection of the scalp, but this could be the least of these children’s worries; the social stigma associated with having kuto can leave lasting psychological damage on both children and their parents.

So here's the great news. Last September, Lamoiyan Corporation’s Licealiz Head Lice Treatment Shampoo conducted a Nationwide Oplan Alis Kuto as a part of its Kilusang Kontra Kuto effort to educate the public on lice infestation issues and the campaign is still ongoing. The Licealiz caravan will travel to different schools and barangays all over the country to hold shampooing programs and lectures for students and their parents. survey of communities visited by the Licealiz caravan last year found that 47% of respondents from Visayas and 76% of respondents from Mindanao said that their children were bullied and teased for having head lice, causing some of them to miss school to avoid their peers. The parents, on the other hand, feel incompetent and embarrassed for being unable to prevent head lice from infesting their children.

(Licealiz Head Lice Treatment Shampoo conducts shampooing programs for children all over the Philippines)

Licealiz invites everyone to join the Kilusang Kontra Kuto in changing the public’s perception about head lice infestation and spreading correct information regarding head lice prevention and treatment.  

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